FinanceFlow
Loans, EMIs & collections
FinanceFlow is microfinance SaaS for small lenders, NBFCs and group lending operations across India. Loan disbursal, EMI tracking, KYC, partner hierarchies, field-agent app with payment screenshot capture — everything you need to run a lending business without spreadsheets.
Built for
What's inside
The features that matter to microfinance businesses.
Loan disbursal & EMIs
Configurable loan products, flat or reducing-balance EMIs, auto-scheduled repayments, late-fee rules.
KYC workflow
Aadhaar, PAN, address proof, photo. Configurable KYC fields per loan product. Video KYC ready.
Partner hierarchy
Multi-level agent / partner structure with commissions. Branch managers, field officers, sub-agents.
Field-agent PWA
Mobile-first PWA for collection agents — works offline, captures payment screenshots, GPS-tagged collections.
Portfolio reports
Outstanding, overdues, NPAs, collection efficiency, branch-wise & officer-wise analytics.
Borrower communication
EMI reminders, overdue alerts via WhatsApp & SMS. One-tap statement download.
Frequently asked questions
Everything customers ask before signing up.
Is the KYC RBI-compliant?
KYC fields are fully configurable to match your AML/KYC policy. We don't auto-validate Aadhaar — that integration is available on enterprise tier with your own UIDAI partnership.
Can multiple agents work simultaneously?
Yes — role-based access control. Branch managers, field officers, back-office, admin all have different permissions.
What about EMI auto-debit?
Razorpay / PayU integration available on request for NACH mandates and auto-debit.
Is data exportable?
Yes — full Excel / CSV export of portfolio, customer, transaction data anytime.
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Ready to try FinanceFlow?
Demo available · Custom pricing per portfolio size — start using it today.